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Housing Market Momentum Builds Early in 2026

Buyer demand is strengthening with pending home sales rising steadily and mortgage purchase applications up 5% weekly and 18% yearly. Inventory has increased to about 2.6 months, supporting a more functional market. New listings are growing, with over 53,000 added recently. Median list prices are stable around $420,000, though over a third of listings have price reductions. Stable mortgage rates could further improve the housing market.

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