Florida is expected to see stabilization with modest affordability improvements rather than rapid growth.
Home prices may dip around 1.9% on avg, with larger declines in some Gulf Coast markets.
Inventory should approach healthier levels, supporting a balanced 4–6 month supply.
Mortgage rates are projected to ease into the high 5% to low 6% range, unlocking demand.
High insurance costs remain the main wildcard, limiting a return to an overheated seller’s market.
Will Florida Home Prices Drop in 2026?
