Slide 1 Florida wants condos more affordable—down payments could drop from 20% to national 3–5% standard. Slide 2 Insurance premiums are skyrocketing—buyers pay both personal HO-6 and rising HOA master policy costs. Slide 3 HOA fees are climbing fast—roof, structural repairs, and reserve funds are breaking budgets. Slide 4 Surfside tragedy changed everything: inspections and […]
In 2025, Florida’s housing market is showing signs of recovery after years of sluggish sales and falling prices. New home orders in the state increased slightly in the last quarter, signaling a positive shift in the Real Estate landscape. Sales of move-up homes and active adult communities ↑ 18% yearly, despite affordability challenges in the […]
Ready Now. Quick close available. Welcome to the Salina Plan. This perfectly sized home features an open kitchen, family room, and formal dining area that comfortably accommodates all your guests. The spacious island kitchen, complete with built-in appliances, offers plenty of room to move. With direct access to the covered lanai, the indoor/outdoor space flows […]
Choose hurricane-resistant materials like metal, concrete, or high-quality shingles to handle strong winds and heavy rain. Ensure proper roof ventilation to cut down heat buildup and moisture damage, helping your roof last longer. Schedule regular roof inspections twice a year to spot leaks, loose shingles, or structural problems early. Clean gutters and clear debris often […]
Mortgage preparation: Credit Health: You’ve pulled your credit and are either working on increasing your scores or have stellar credit and are ready to move forward. Down Payment: You have reviewed all of your assets and you know how much you can viably put down. How much you can afford: You have run your preliminary […]
Foreign Nationals are allowed to own real estate in the US. In fact, there are very few differences between a foreign and US buyer when purchasing real estate. It is important that the Foreign Buyer understands the Buying Process and knows some basic information about general US real estate practices that may vary greatly from […]
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Why get a VA loan over other types? Simply put, a VA Home Loan allows qualified buyers the opportunity to purchase a home with no down payment. There are also no monthly mortgage insurance premiums to pay, limitations on buyer’s closing costs, and an appraisal that informs the buyer of the property value. For most […]
The Federal Housing Administration (FHA), which is part of the Department of Housing and Urban Development (HUD), administers various single family mortgage insurance programs. These programs operate through FHA-approved lending institutions which submit applications to have the property appraised and have the buyer’s credit approved. These lenders fund the mortgage loans which the Department insures. […]