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Will Lower Down Payments Save Florida Condo Market?

Will Lower Down Payments Save Florida Condo Market?

Slide 1 Florida wants condos more affordable—down payments could drop from 20% to national 3–5% standard. Slide 2 Insurance premiums are skyrocketing—buyers pay both personal HO-6 and rising HOA master policy costs. Slide 3 HOA fees are climbing fast—roof, structural repairs, and reserve funds are breaking budgets. Slide 4 Surfside tragedy changed everything: inspections and […]

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What’s Fueling Florida’s Housing Recovery

What’s Fueling Florida’s Housing Recovery

In 2025, Florida’s housing market is showing signs of recovery after years of sluggish sales and falling prices. New home orders in the state increased slightly in the last quarter, signaling a positive shift in the Real Estate landscape. Sales of move-up homes and active adult communities ↑ 18% yearly, despite affordability challenges in the […]

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Roof Ready for Florida Storms

Roof Ready for Florida Storms

Choose hurricane-resistant materials like metal, concrete, or high-quality shingles to handle strong winds and heavy rain. Ensure proper roof ventilation to cut down heat buildup and moisture damage, helping your roof last longer. Schedule regular roof inspections twice a year to spot leaks, loose shingles, or structural problems early. Clean gutters and clear debris often […]

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Florida Homes Dip: Buyers Might Score Sweet Deals

Florida Homes Dip: Buyers Might Score Sweet Deals

Single-family sales ↓ 2.8% YoY; condos/townhouses ↓ 11.8% Pending sales: single-family ↓ 0.7%, condos/townhouses ↓ 6.3% Median price: single-family $410K (↓ 1.7%), condos/townhouses $295K (↓ 6.3%) Economist: Single-family price drops not accelerating; condo declines larger than early year Year-to-date: condo/townhouse median price ↓ ~4.5%

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How to Apply for Mortgage | Orlando Realtor Vince Paige

Mortgage preparation: Credit Health: You’ve pulled your credit and are either working on increasing your scores or have stellar credit and are ready to move forward. Down Payment: You have reviewed all of your assets and you know how much you can viably put down. How much you can afford: You have run your preliminary […]

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Orlando Housing Market Report – July 2013

To check out my profile, references and the references of the other agents, just click on my picture to go to my profiles and read what our clients say about us. Pick the broker that you think is right for you. Of course I hope it’s me, but if not then best wishes! Search on […]

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VA Home Loan Information | Vince Paige | Orlando Realtor

Why get a VA loan over other types? Simply put, a VA Home Loan allows qualified buyers the opportunity to purchase a home with no down payment. There are also no monthly mortgage insurance premiums to pay, limitations on buyer’s closing costs, and an appraisal that informs the buyer of the property value. For most […]

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FHA 203(k) | Rehab a Home w/HUD’s FHA 203 (k)

The Federal Housing Administration (FHA), which is part of the Department of Housing and Urban Development (HUD), administers various single family mortgage insurance programs. These programs operate through FHA-approved lending institutions which submit applications to have the property appraised and have the buyer’s credit approved. These lenders fund the mortgage loans which the Department insures. […]

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