Ready Now. Quick close available. Welcome to the Salina Plan. This perfectly sized home features an open kitchen, family room, and formal dining area that comfortably accommodates all your guests. The spacious island kitchen, complete with built-in appliances, offers plenty of room to move. With direct access to the covered lanai, the indoor/outdoor space flows […]
Choose hurricane-resistant materials like metal, concrete, or high-quality shingles to handle strong winds and heavy rain. Ensure proper roof ventilation to cut down heat buildup and moisture damage, helping your roof last longer. Schedule regular roof inspections twice a year to spot leaks, loose shingles, or structural problems early. Clean gutters and clear debris often […]
Mortgage preparation: Credit Health: You’ve pulled your credit and are either working on increasing your scores or have stellar credit and are ready to move forward. Down Payment: You have reviewed all of your assets and you know how much you can viably put down. How much you can afford: You have run your preliminary […]
Foreign Nationals are allowed to own real estate in the US. In fact, there are very few differences between a foreign and US buyer when purchasing real estate. It is important that the Foreign Buyer understands the Buying Process and knows some basic information about general US real estate practices that may vary greatly from […]
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Why get a VA loan over other types? Simply put, a VA Home Loan allows qualified buyers the opportunity to purchase a home with no down payment. There are also no monthly mortgage insurance premiums to pay, limitations on buyer’s closing costs, and an appraisal that informs the buyer of the property value. For most […]
The Federal Housing Administration (FHA), which is part of the Department of Housing and Urban Development (HUD), administers various single family mortgage insurance programs. These programs operate through FHA-approved lending institutions which submit applications to have the property appraised and have the buyer’s credit approved. These lenders fund the mortgage loans which the Department insures. […]
Dismiss VA home loan myths about the federally-backed, zero down loan program. Myth #1 – VA purchase loans are not for short-sale or foreclosed real estate Myth #2 – Surviving spouses don’t qualify for VA mortgages Myth #3 – Military members deployed overseas can’t get a VA-guaranteed loan. Myth #4 – All realtors are good […]
“Condo financing is very situational because it depends not only on the borrower, but also on the project itself,” says Matt Ostrander, CEO of Parkside Lending LLC in San Francisco. “The guidelines have tightened because lenders want to see a financially healthy condo development. They want to see a higher concentration of owner-occupants and they […]