Getting a mortgage with only one year of tax returns is possible for self-employed individuals, but it depends on specific circumstances. Lenders typically prefer two years of income history to assess stability. If a borrower has prior experience in the same field, they may qualify with just one year. Alternatives include non-QM loans, bank statement […]
The Orange County Sheriff's Office warns of a scam where fraudsters pose as property owners with fake documents to sell homes or land through realtors. Scammers often avoid in-person meetings and push for quick deals. Residents are advised to be cautious and skeptical of deals that seem too good to be true. Victims should contact […]
The “11th hour of the 11th day of the 11th month" of 1918 signaled the end of World War I. It's honored as Veterans Day to remember the men and women who have served, and continue to serve during times of war, conflict and peace. Salute to all heroes, and thank you for your service.personnel […]
Slide 1: Florida homes are shrinking fast — new builds are now 16% smaller than eight years ago. Slide 2: Florida ranks top 10 nationwide for biggest drop in average home size since 2017. Slide 3: It’s not about cutting corners — it’s about cutting costs and keeping homes budget-friendly. Slide 4: Rising material costs […]
Buying a home involves evaluating your finances, including income, debt, credit, and savings for a down payment. Determine how much house you can afford using the 28/36% rule, and consider closing costs. Improve your financial standing if needed, explore first-time buyer programs, and understand mortgage types and terms. Get pre-approved, find a real estate agent, […]
Selling a home involves preparation, pricing, marketing, negotiation, and closing. Fix minor issues, assess major systems, and consider upgrades before listing. While selling by owner saves commission, agents offer market expertise and negotiation help. Set a competitive price using comparable sales. Stage and photograph the home to attract buyers. Evaluate offers beyond price, considering terms […]
Slide 1: Florida’s once red-hot pandemic housing boom is cooling, finding a more “realistic middle ground” at last. Slide 2: Inventory dropped for the first time in 110 weeks—not from sales, but mass delistings and fewer new listings. Slide 3: Home prices fell about 5.4% year over year as sellers pulled listings to avoid lower […]