Home prices have declined in several Florida cities, signaling a buyer's market.
Florida's housing supply has risen, offering more options for buyers.
Mortgage rates dropped to an 11-mon...
Welcome to East Lake Reserve — Where Elegance Meets Comfort! This beautifully maintained 4-bedroom, 3-bathroom home is nestled in the highly sought-after gated community of East Lake Reserve. Boasting...
Nearly a third of Americans are self-employed, and many use this income to buy homes. Self-employed buyers can qualify for mortgages without W2s by providing tax returns, bank statements, or other documents. Standard loans, bank statement loa...
Slide 1:
🌡️ Scenario 1: Mortgage rates stay high 6–7%+, keeping market cautious and steady.
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🏘️ Inventory grows as homeowners list properties and new construction adds supply.
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In early fall 2025, Florida holds one of the nation’s largest housing inventories with 97K active listings.
However, homes take longer to sell, ~91 days on avg.
The months’ supply is 3.1, and th...
Florida’s housing market now favors buyers, with record-high listings exceeding 167,000, giving unprecedented choices in Miami, Orlando, Jacksonville, and Tampa.
Homes are staying longer on the mar...
Mortgages mainly come in two types: fixed-rate, with stable payments over 15 or 30 years, and adjustable-rate (ARMs), where rates can change after an initial fixed period. Fixed-rate loans offer predictability, while ARMs may have lower initi...
Mortgage escrow accounts hold funds for property taxes and home insurance, ensuring timely payments and reducing default risk. FHA loans require escrow, while conventional loans may allow waivers based on financial stability and loan terms. E...
Getting pre-approved for a home loan is a crucial step in buying a home. It involves a lender reviewing your financial history and credit score to commit to lending a specific amount. Pre-approval strengthens your buying position, helps narro...