Blogs
How to Get a Mortgage When You’re Self-Employed
A rising number of Americans are self-employed, making it challenging to secure a mortgage. Lenders may not count all income and often view self-employed individuals as riskier borrowers. However, mortgages for self-employed borrowers are available. To improve chances of approval, applicants should work with lenders familiar with self-employment, provide thorough financial documentation, and consider applying […]Empower Your Finances: Successfully Negotiating With Your Mortgage Company
If unemployed, assess your finances and gather documents before contacting your mortgage company. Communicate honestly about your situation and explore options like forbearance, loan modification, or repayment plans. Be patient, keep records, and consider professional help if needed. Stick to agreed terms, communicate changes, and focus on emotional well-being and long-term financial planning to regain […]Florida Housing Market Stabilizes in 2026 — But Buyers Face New Challenges
Florida’s housing market is stabilizing with improving sales, slower inventory growth, and slightly lower mortgage rates easing buyer demand. While prices are steady and homes sell more efficiently, affordability remains a major challenge, especially for first-time buyers. The market’s future depends on mortgage rates, with steady rates supporting gradual recovery and lower rates potentially boosting […]
Will Florida Home Prices Drop in 2026?
Florida is expected to see stabilization with modest affordability improvements rather than rapid growth. Home prices may dip around 1.9% on avg, with larger declines in some Gulf Coast markets. Inventory should approach healthier levels, supporting a balanced 4–6 month supply. Mortgage rates are projected to ease into the high 5% to low 6% range, […]