Proposal would help first-time buyers with down payments, by encouraging employers to provide at least $5,000 for costs. Participating companies would receive a corporate tax waiver in exchange for joining the employee assistance program. Study cites a statewide shortage of over 120,000 units, including 55,000 single-family homes and 66,000+ rentals. Major metropolitan areas are the […]
Economists predict improving conditions in 2026 as affordability gradually recovers. Median home prices range from $139K (bottom) to $1.5M (luxury), with a median income of $85,726.
Refinancing a mortgage means replacing your current home loan with a new one, sometimes to change terms like the interest rate, loan term, or loan type. Some homeowners explore refinancing if market rates change, their credit profile changes, or their home value changes, which may affect the loan’s cost, monthly payment, or mortgage insurance. Common […]
Mortgage pre-approval and interest rates can be influenced by your credit profile, but requirements vary by lender and situation. Credit utilization, payment history, and overall debt levels are common factors lenders review, along with your debt-to-income ratio. It can also help to check credit reports for errors and understand how new credit accounts may impact […]
Cincinnati is predicted to be the hottest rental market in 2026, rising from 11th place last year due to increased page views and saved searches. Atlanta and Minneapolis follow as the second and third most in-demand rental cities. The Midwest and South dominate the list, with 11 and 10 cities respectively among the top 30 […]
Experience the perfect blend of luxury, comfort, and location in this beautifully maintained home located in the highly sought-after 55+ community of Solivita. Known for its vibrant lifestyle and resort-style amenities, Solivita offers active adults an exceptional place to live, connect, and thrive. This thoughtfully designed home features 2 bedrooms, 2 bathrooms, a dedicated study/den, […]
St Patrick's Day is the day we all turn a bit Irish. 13 million pints of Guinness are consumed worldwide on St. Patrick's Day. Green is now the traditional color of St. Patrick's Day.
No-closing-cost refinancing is a term some lenders use to describe a refinance with fewer upfront fees, often by rolling certain closing costs into the loan balance or through lender credits that may be reflected in the interest rate. While it can preserve cash flow and reduce out-of-pocket costs at closing, it may increase the total […]