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Bill Aims to Ease Florida Down Payments

Bill Aims to Ease Florida Down Payments

Proposal would help first-time buyers with down payments, by encouraging employers to provide at least $5,000 for costs. Participating companies would receive a corporate tax waiver in exchange for joining the employee assistance program. Study cites a statewide shortage of over 120,000 units, including 55,000 single-family homes and 66,000+ rentals. Major metropolitan areas are the […]

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Orlando Home Prices: Manageable in 2026?

Orlando Home Prices: Manageable in 2026?

Early 2026 monthly avg: Orlando bottom tier $139,341; luxury $1,495,928. Orlando tiers: starter $295,179; mid $406,825; high $596,534. Nationwide tiers: bottom $125,384; starter $260,000; mid $375,000. Nationwide high $581,000; luxury $1,341,493; median household income $87,934. Economists predict affordability improves in 2026 and beyond.

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What to know about refinancing a mortgage

Refinancing a mortgage means replacing your current home loan with a new one, sometimes to change terms like the interest rate, loan term, or loan type. Some homeowners explore refinancing if market rates change, their credit profile changes, or their home value changes, which may affect the loan’s cost, monthly payment, or mortgage insurance. Common […]

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How Credit Scores Can Affect Mortgage Pre-Approval

Mortgage pre-approval and interest rates can be influenced by your credit profile, but requirements vary by lender and situation. Credit utilization, payment history, and overall debt levels are common factors lenders review, along with your debt-to-income ratio. It can also help to check credit reports for errors and understand how new credit accounts may impact […]

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Check out this price reduced listing at 116 GLENDALE Kissimmee

Experience the perfect blend of luxury, comfort, and location in this beautifully maintained home located in the highly sought-after 55+ community of Solivita. Known for its vibrant lifestyle and resort-style amenities, Solivita offers active adults an exceptional place to live, connect, and thrive. This thoughtfully designed home features 2 bedrooms, 2 bathrooms, a dedicated study/den, […]

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Fed Holds Rates, Hints at Two Cuts in 2026

Fed Holds Rates, Hints at Two Cuts in 2026

Fed likely to cut rates twice in 2026, starting summer, amid sticky inflation. Sticky inflation in housing/services keeps rates steady, but easing is hinted. “Low-fire, low-hire” labor market slows wage growth—impacts rental demand. Investors: balance sheets > cheap credit; summer easing may reshape valuations.

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Happy St. Patrick’s Day

Happy St. Patrick’s Day

St Patrick's Day is the day we all turn a bit Irish. 13 million pints of Guinness are consumed worldwide on St. Patrick's Day. Green is now the traditional color of St. Patrick's Day.

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What “No-Closing-Cost” Mortgage Refinancing Means

No-closing-cost refinancing is a term some lenders use to describe a refinance with fewer upfront fees, often by rolling certain closing costs into the loan balance or through lender credits that may be reflected in the interest rate. While it can preserve cash flow and reduce out-of-pocket costs at closing, it may increase the total […]

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