Supply Shortfall: New home construction lagged household formation by ~50,000 units; cumulative gap exceeds 4 million homes.
Young Households Missing: About 1.82 million Gen Z and millennial househol...
Breaking news! Interest rates at pre-pandemic levels, mortgage rates at all-time low, announces Fed.
It's a dream come true for homebuyers who have been waiting for the perfect time to enter the m...
HJR 203 would let voters end some city and county home property taxes; school taxes stay.
If Senate approves, it goes on the statewide ballot in November 2026; phase-out starts January 1, 2027.
Exampl...
Mortgage approval can depend on several factors, and lenders often look at things like employment history and income stability. In many cases, changing jobs during the loan process may add extra documentation or review. Down payment and closi...
America's luxury housing market shows varied entry-level luxury thresholds, with the national average at $1.2 million, down 3.1% year-over-year. Sun Belt metros like San Antonio and Charlotte offer luxury homes under $1 million, while co...
Proposal would help first-time buyers with down payments, by encouraging employers to provide at least $5,000 for costs.
Participating companies would receive a corporate tax waiver in exchange for joi...
Economists predict improving conditions in 2026 as affordability gradually recovers.
Median home prices range from $139K (bottom) to $1.5M (luxury), with a median income of $85,726.
Refinancing a mortgage means replacing your current home loan with a new one, sometimes to change terms like the interest rate, loan term, or loan type. Some homeowners explore refinancing if market rates change, their credit profile changes,...
Mortgage pre-approval and interest rates can be influenced by your credit profile, but requirements vary by lender and situation. Credit utilization, payment history, and overall debt levels are common factors lenders review, along with your ...