Blogs
More Affordable Home Prices Projected in Many Cities by 2026
Existing home prices are expected to decline in many U.S. cities as sellers respond to price cuts by homebuilders, who have lowered new home prices by about 15% since 2022. The typical home price is now nearly five times the typical income, exceeding historical affordability norms. New homes are currently priced lower than existing homes, […]Orlando Home Market Wakes Up as Listings Pour In
Central Florida's housing market showed a sharp rebound in January with new listings up 59.5% and pending sales rising 24.4%, though closed sales fell about 25%. Average days on market hit 81, the longest since 2016, with a median price of $370,000. Easing mortgage rates around 6.10% and increased inventory are giving buyers more options […]
Why Investors Stay in Orlando Multifamily 2026
Rent growth may resume by late 2026 — reasons for investors to stay. Some rentals are softening, but investors shift to build‑to‑rent & workforce units. Population is exploding — Orlando grew ~12.7% in five years, boosting demand. Vacancy is high but stabilizing, keeping investors cautious, not gone. New supply slowed, meaning less competition for investors […]
Will Mortgage Rates Go Down in Late Winter?
Experts say February drops look unlikely as the Fed holds rates steady. Economists expect mortgage rates to hover near 6.0%–6.1% through 2026. Rates won’t fall meaningfully until long-term inflation expectations cool. Spring buying, politics, and global uncertainty could push rates higher short-term. Meanwhile, the median U.S. home price hit $405,400, keeping buyers rate-sensitive.When Might It Make Sense to Refinance a Mortgage? Key Things to Know
Mortgage refinancing involves replacing an existing mortgage, which may help change the interest rate, adjust loan terms, or access home equity. Potential benefits can include different monthly payments and more predictable terms, but closing costs often fall around 1% to 5% of the loan amount, plus possible penalties depending on the loan. Timelines vary, but […]How to Compare Mortgage Options: A Step-By-Step Overview
To compare mortgage options, start by reviewing your income, debts, and debt-to-income ratio (some lenders may look for around 36%, but it varies). Learn common mortgage types (fixed, adjustable, FHA, VA, USDA, jumbo, or interest-only) and how they work. Check your credit score, think through a housing budget using general guidelines like the 28%-36% rule, […]How Homeowners Are Investing 37% More in Their Homes
Renting is now cheaper than owning in all 100 largest U.S. cities, with homeowners paying an average of 36.9% more monthly, excluding extra costs like maintenance and taxes. Cities like San Francisco, Bridgeport, New York, and Los Angeles show the largest gaps, exceeding $1,200 monthly. Some cities like Phoenix, Orlando, and Columbia have smaller differences. […]
What’s Florida’s Real Market Signal: Forecasts or Closings?
Florida's market is still moving FAST. Here's the real proof. Closings matter more than listings because real money moved, not just online interest. Over $470M insured deals reveal buyers still committing despite rates, insurance, and regulation. Settlement activity is the hidden market pulse most people overlook but professionals track closely. When deals keep closing, momentum […]